One of the big questions on the minds of Medicare shoppers during the open enrollment period is, “How can I save money?” ApexHealth knows it’s important to get the best coverage for your budget, and we want to let Medicare beneficiaries know that a Medicare Advantage plan is a great way to save.
If you’re making a last-minute Medicare enrollment decision, we encourage you to consider these reasons to switch and save money.
1: How to save money on total costs
Switching to a Medicare Advantage plan with a $0 premium can save you money. The premium is the amount you’ll have to pay monthly for your insurance. While you’ll still have to pay the Medicare Part B premium, which is set by the Centers for Medicare & Medicaid Services (CMS), a $0 monthly premium for a Medicare Advantage plan can offer significant savings.
A Medicare Advantage plan may also reduce the amount you pay for deductibles, copays and coinsurance. These terms refer to the amount you may have to pay for doctor visits, prescription drugs and other medical services. We explain more about what these terms mean and how Medicare Advantage can help in a previous blog.
Finally, since many Medicare Advantage plans include a maximum out-of-pocket limit (known as the MOOP), they can protect you from paying too much for ongoing – or unexpected – health conditions or hospital stays. Once you reach your MOOP, your insurance company pays 100% of covered medical services.
2: How to save money on dental, vision and hearing
Original Medicare is great, but it does leave some gaps like dental, vision and hearing care. A Medicare Advantage plan like an ApexHealth plan can save you money by covering services not covered by Original Medicare. For example, a Medicare Advantage plan can provide coverage for:
- Routine dental care like crowns, dentures, oral surgeries and more
- Glasses, contacts and eye appointments
- Hearing aid allowances and the appointments to fit them
Learn more about dental, vision and hearing coverage offered by ApexHealth by visiting our website or by calling (844) 279-0508 (TTY: 711).
3: How to get more benefits for your budget
Medicare Advantage plans can save you money through benefits like an allowance for over-the-counter (OTC) drugs and supplies, like bandages, ointments, etc. that may not be covered by Original Medicare. Many Medicare Advantage plans also include Part D coverage to help you pay for covered prescription drugs.
One of the other advantages of a Medicare Advantage plan is that they offer extra benefits to help you improve your overall health. ApexExtras, for example, are designed to help you get more out of life. Our Medicare Advantage plans offer great benefits like a free gym membership, chiropractic care, acupuncture and therapeutic massage; $0 Viagra (generic) and the Apex PayFlex Card.
In addition, when you enroll with ApexHealth, your ApexAssistant is on hand to help you take advantage of all your benefits. Visit our website to learn more about the ApexExtras we’ve created to help you live life boldly.
Bonus reason: Switching to a Medicare Advantage plan could introduce you to a health care advocate
ApexHealth knows that navigating Medicare enrollment and maximizing your new benefits can be challenging! Our ApexAssistants can answer your questions, make your appointments and help you navigate the health care world. Get in touch if you’d like to learn more about how ApexAssistants can help navigate enrollment and ensure you get a great experience as a member.
If you’d like to learn more about your Medicare options or get started with an ApexHealth plan, give us a call! We’re available seven days a week, from 8 a.m. to 8 p.m. local time from October 1 – March 31 and Monday to Friday, 8 a.m. to 8 p.m. local time from April 1—September 30. Call 1-844-279- 0508 (TTY users should call 711).